Twiga Bancorp Limited ( TBCL) is a fast growing Non-Bank Financial lnstitution established under the Banking and Financial Institution Act (1991) to carry out all banking business with the exception of taking deposit on Current Accounts. The Institution has five Branches, two in Dar es Salaam and one each Arusha,Dodoma and Mwanza, and sub -Branch at the Julius Nyerere International Air port andNyerere Memorial Academy Kigamboni, Dar es Salaam. The Institution is the process of managing change by reengineering its organization structure, introducing new products and reinforcing efficiency and professionalism in its operations.
In order to effect the envisaged changes, the Institution invites suitably qualified Tanzanians to fill the following vacancies:
Credit Appraisal/Analyst Manager (1 Post)
(a) APPOINTING AUTHORITY: Board of Directors.
(b) SALARY SCALE: TBSS.11
(c) RESPONSIBLE TO: Head of Credit
(d) EN~RY QUALIFICATIONS;
Holder of First Degree in Banking, Economics, Finance, Accountancy or equivalent from a recognized Institution with not less than 5 years relevant working experience in Credit Administration in a reputable firm, 2 of which should be at Senior Managerial level.
(e) DUTIES AND RESPONSIBILITIES;
To process loan applications promptly and put up appropriate recommendations to enable the approving authorities make objective decisions. In doing so they shall take into consideration the prospective borrowers' credit standing, business and financial viability, management competency, industrial situation, collateral support and potential income to the institution.
Discuss specific underwriting concerns; manage the bank's alarm and high risk audit for new loans and
maturing high risk approval for loans.
Gathering information and reading financial briefings Assessing analyzing and interpreting complicated financial information
Undertaking risk assessment analysis Visiting clients
Keeping company credit exposure within set risk bearing limits
Helping to enhance the quality of credit applications Making recommendation about procedural policy changes
Solicits prospective loan applicants, conducts interviews with existing and prospective borrower on
credit relationship, and collects loan application and other credit documents from borrowers.
To process loan applications promptly and put up appropriate recommendations to enable the approving authorities make objective decisions. In doing so they shall take into consideration the prospective borrowers' credit standing, business and financial
Application Instructions:
Only short listed candidates will be contacted for interview Applications should be addressed to:
The Chief Executive Officer,
Twiga Bancorp Ltd
P O BOX 10119
Dar Es Salaam
Credit Appraisal / Analyst Manager , Twiga Bancorp Limited ( TBCL)
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