Job Description
• Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.• Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
• Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.
- Ensure Maintenance of a healthy business environment through strict Compliance with CDD and AML standards, as defined by the Group and Local Regulatory Authorities.
Key Roles & Responsibilities
- Financial analysis of corporate customer using credit skills, ratio analysis; evaluation of parent support policies; judgement of management and strategy.
- Evaluation and understanding or risk associated with individual transactions, products and borrowers.
- Prepare quality credit applications.
- Visit/meet customers when required in order to achieve clear understanding of credit
- Assist sales force to monitor credit quality by highlighting early warning signs of credit deterioration.
- Ensure compliance with Bank’s policy and to ensure that Bank’s policy breaches are properly authorised at the correct senior approving level.
- Provide high level of service to the internal customer based on accuracy, responsiveness and turnaround time.
- Spreading of financial statements and raising appropriate concerns.
- Monitor receipt of quarterly/annual financial information for annual review & monitor compliance with approval conditions.
- Obtaining of account statistics for annual review
- Quarterly Credit Grading of accounts.
- Obtain Full general report (Status report)
- Prepare industry analysis reports.
- The Implementation and monitoring of CDD & AML measures in line with Group and Regulatory requirements.
- Conduct Stock inspections on customer’s premises
Qualifications & Skills
1. University Degree
2. Minimum of 2 years working experience in relevant fields.
3. Strong interpersonal relationship and communication skils
4. Strong Analytical skills
How To Apply
You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:
- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role
- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information to hand when completing your application
It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.
Credit Analyst Standard Chartered Bank - Tanzania
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