Background of TADB
The Government of Tanzania has decided to establish n Development Bank Limited (TAD B) under the provisions of the all Financial Institutions Act No 5 of2006 and the Banking and Financial Institutions
(Development Finance) Regulations, 2011. The bank shall have the following key objectives:
To catalyze credit delivery to the agricultural sector and thereby accelerate agricultural growth;
To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain;
To be an important initiative in the implementation of the Government's Second. generation financial sector reforms as well-as in the furtherance of the National
Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA);
To catalyze existing agro-financing activities through provision of short, medium and long-term facilities to the following institutions: commercial banks, community banks, savings and credit cooperative societies (SACCOS) and microfinance institutions (MFls) that are active in lending to the agricultural sector;
To coordinate and monitor agriculture and rural lending activities with a view to maximizing the impact of agricultural growth by working closely with the
Ministries and institutions responsible for Agriculture, Regional Administration as well as the numerous players active in this sector;
To assist the Government in implementing its policies on enhancing the financial sector's inclusion in the rural areas.
TADB is hereby inviting applications from suitably qualified candidates to fill the'
following vacancy:
SENIOR CREDIT APPRAISAL OFFICER - 2 POSITIONS
JOB TITLE SENIOR OFFICER
DEPARTMENT CREDIT APPRAISAL
REPORTS TO CREDIT APPRAISAL MANAGER
SALARY GRADE TADB 5
NATURE AND SCOPE:
The job holder reports to the Credit Appraisal Manager. He/She is responsible in conjunction with the Credit Appraisal Manager in the appraising projects and maintaining client relationships.
Key Responsibilities
To examine incoming applications/facilities requests for correctness and completion.
To advice clients on financial and economic issues that could affect their credit application.
To appraise credit applications.
To prepare reports pertaining to credit facilities management.
To monitor credit facilities and projects and ensure proper use of funds.
To follow up and ensure adequate servicing of credit facilities.
To maintain close follow-up of irregular accounts and report on them.
To negotiate repayments in the case of default by clients.
Assist in providing training and business advisory services to clients.
To ensure the necessary and relevant bank records, e.g. loan files, are kept and updated as required.
To carry out any other duties assigned by Supervisor from time to time. competencies
General
Ability to develop action plans to achieve work outputs, identify resources required, and implement the action plan.
Ability to identify areas where the bank can be more effective, and propose plans to implement these changes.
Ability to take responsibility for meeting client needs.
Ability to identify opportunities for improving client services.
Demonstrates trust in working with colleagues, helps others in achieving targets and gives open and constructive feedback.
Ability to analyze the process required in undertaking a piece of work in order to plan tasks.
Functional/Technical
Ability to evaluate credit application proposals.
Ability to interpret financial statements ..
Ability to prepare, write and present credit reports.
QUALIFICATIONS, KNOWLEDGE, EXPERIENCE:
University Graduate in Economics, Business Administration, Agricultural
Economics, Finance, Accounts, Banking or related discipline.
Minimum of 3 years' experience in credit assessment and or relationship banking at Officer level.
Computer literate.
CAREER PROGRESSION:
Holder of the position title can compete to fill any vacant senior position, provided he / she possesses the required minimum qualifications and experience
The Government of Tanzania has decided to establish n Development Bank Limited (TAD B) under the provisions of the all Financial Institutions Act No 5 of2006 and the Banking and Financial Institutions
(Development Finance) Regulations, 2011. The bank shall have the following key objectives:
To catalyze credit delivery to the agricultural sector and thereby accelerate agricultural growth;
To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain;
To be an important initiative in the implementation of the Government's Second. generation financial sector reforms as well-as in the furtherance of the National
Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA);
To catalyze existing agro-financing activities through provision of short, medium and long-term facilities to the following institutions: commercial banks, community banks, savings and credit cooperative societies (SACCOS) and microfinance institutions (MFls) that are active in lending to the agricultural sector;
To coordinate and monitor agriculture and rural lending activities with a view to maximizing the impact of agricultural growth by working closely with the
Ministries and institutions responsible for Agriculture, Regional Administration as well as the numerous players active in this sector;
To assist the Government in implementing its policies on enhancing the financial sector's inclusion in the rural areas.
TADB is hereby inviting applications from suitably qualified candidates to fill the'
following vacancy:
SENIOR CREDIT APPRAISAL OFFICER - 2 POSITIONS
JOB TITLE SENIOR OFFICER
DEPARTMENT CREDIT APPRAISAL
REPORTS TO CREDIT APPRAISAL MANAGER
SALARY GRADE TADB 5
NATURE AND SCOPE:
The job holder reports to the Credit Appraisal Manager. He/She is responsible in conjunction with the Credit Appraisal Manager in the appraising projects and maintaining client relationships.
Key Responsibilities
To examine incoming applications/facilities requests for correctness and completion.
To advice clients on financial and economic issues that could affect their credit application.
To appraise credit applications.
To prepare reports pertaining to credit facilities management.
To monitor credit facilities and projects and ensure proper use of funds.
To follow up and ensure adequate servicing of credit facilities.
To maintain close follow-up of irregular accounts and report on them.
To negotiate repayments in the case of default by clients.
Assist in providing training and business advisory services to clients.
To ensure the necessary and relevant bank records, e.g. loan files, are kept and updated as required.
To carry out any other duties assigned by Supervisor from time to time. competencies
General
Ability to develop action plans to achieve work outputs, identify resources required, and implement the action plan.
Ability to identify areas where the bank can be more effective, and propose plans to implement these changes.
Ability to take responsibility for meeting client needs.
Ability to identify opportunities for improving client services.
Demonstrates trust in working with colleagues, helps others in achieving targets and gives open and constructive feedback.
Ability to analyze the process required in undertaking a piece of work in order to plan tasks.
Functional/Technical
Ability to evaluate credit application proposals.
Ability to interpret financial statements ..
Ability to prepare, write and present credit reports.
QUALIFICATIONS, KNOWLEDGE, EXPERIENCE:
University Graduate in Economics, Business Administration, Agricultural
Economics, Finance, Accounts, Banking or related discipline.
Minimum of 3 years' experience in credit assessment and or relationship banking at Officer level.
Computer literate.
CAREER PROGRESSION:
Holder of the position title can compete to fill any vacant senior position, provided he / she possesses the required minimum qualifications and experience
APPLICATION INSTRUCTIONS:
Your application should include application letter, up-to-date Curriculum Vitae stating name in full, physical address, telephone numbers and e-mail addresses of the candidate, certified copies of relevant certificates and reference letters from three (3) work-related referees.
All applications must be submitted through postal or courier services. No application from physical visit by the applicant or representative to the TADB offices shall be entertained.
Applications should reach the undersigned by 4.00 pm on 31st July 2015 .:
The Managing Director
Tanzania Agricultural Development Bank
3rd Floor Acacia Estate Building,
84 Kinondoni Road, P.O. Box 63372, DAR ES SALAAM
All applications must be submitted through postal or courier services. No application from physical visit by the applicant or representative to the TADB offices shall be entertained.
Applications should reach the undersigned by 4.00 pm on 31st July 2015 .:
The Managing Director
Tanzania Agricultural Development Bank
3rd Floor Acacia Estate Building,
84 Kinondoni Road, P.O. Box 63372, DAR ES SALAAM
Senior Credit Appraisal Officer -x 2
Reviewed by Unknown
on
10:46:00 AM
Rating: