Kigoma Finance Limited (KFL) is a corporate and one of the raising financial firms, currently operating in Dar es Salaam City. Kigoma Finance Ltd offers credit and capital raising financial services to individuals and entrepreneurs, providing advice to the growing entrepreneurs and individual on credit controls, financial management control and capital raising restructuring. The Managing Director of KFL invites applications from suitably qualified Tanzanians to fill the following post:
Qualifications
Bachelor's Degree in preferably Accounting, Finance, Business Administration or any Related Field. He or She should have 3 to 5 years of experience in a leadership role as a comprehensive credit/lending manager with a financial institution. Computer Skills is essential.
Duties and Responsibilities:
The Credit Officer is responsible for the day-to-day oversight and administration of Kigoma Finance Limited's loans portfolios.
This position is also responsible for establishing internal loan controls and written policies and procedures for Board approval, and thereby ensuring the quality of the loan portfolio.
Review all credits to ensure long-term asset quality through review of credits presented for approval.
To directly and indirectly monitor the lending portfolio to ensure that lending operate in accordance with applicable laws and regulations, as well as the Kigoma Finance Limited policies and procedures as approved by the Board of Directors.
To maintain, update and recommend changes to the institution's loan policy as it pertains, but is not limited to, under writing criteria, loan authorities, structure requirements, pricing guidelines, collections and charge-offs.
Periodically review and reevaluate the adequacy and effectiveness of established policies and procedures.
Communicate and interpret lending policies.
Review loan allowance reports and recommend adjustments to the methodology as necessary to ensure the institution has adequately reserved for the risk inherent in the institution's portfolio.
Monitoring and Reporting: Responsible for accurately reporting to the Board. To report on the asset quality of the loan portfolio, including delinquencies, nonaccruals, loan concentrations and profitability analyses.
Budgeting and Fiscal: To prepare, implement, and adhere to the credit area's annual budget.
To evaluate through Loan Review, the accuracy of risk ratings established by the institution.
Documentation: To work with the respective account officer, loan review and compliance to ensure that new and existing loans are properly documented and lien positions are appropriately perfected.
Remaining Current: To remain current with regulatory, accounting or other changes that affect lending in all aspects.
Problem Loans: To manage larger problem loans and manage and monitor workout activities.
Qualifications
Bachelor's Degree in preferably Accounting, Finance, Business Administration or any Related Field. He or She should have 3 to 5 years of experience in a leadership role as a comprehensive credit/lending manager with a financial institution. Computer Skills is essential.
Duties and Responsibilities:
The Credit Officer is responsible for the day-to-day oversight and administration of Kigoma Finance Limited's loans portfolios.
This position is also responsible for establishing internal loan controls and written policies and procedures for Board approval, and thereby ensuring the quality of the loan portfolio.
Review all credits to ensure long-term asset quality through review of credits presented for approval.
To directly and indirectly monitor the lending portfolio to ensure that lending operate in accordance with applicable laws and regulations, as well as the Kigoma Finance Limited policies and procedures as approved by the Board of Directors.
To maintain, update and recommend changes to the institution's loan policy as it pertains, but is not limited to, under writing criteria, loan authorities, structure requirements, pricing guidelines, collections and charge-offs.
Periodically review and reevaluate the adequacy and effectiveness of established policies and procedures.
Communicate and interpret lending policies.
Review loan allowance reports and recommend adjustments to the methodology as necessary to ensure the institution has adequately reserved for the risk inherent in the institution's portfolio.
Monitoring and Reporting: Responsible for accurately reporting to the Board. To report on the asset quality of the loan portfolio, including delinquencies, nonaccruals, loan concentrations and profitability analyses.
Budgeting and Fiscal: To prepare, implement, and adhere to the credit area's annual budget.
To evaluate through Loan Review, the accuracy of risk ratings established by the institution.
Documentation: To work with the respective account officer, loan review and compliance to ensure that new and existing loans are properly documented and lien positions are appropriately perfected.
Remaining Current: To remain current with regulatory, accounting or other changes that affect lending in all aspects.
Problem Loans: To manage larger problem loans and manage and monitor workout activities.
APPLICATION INSTRUCTIONS:
GENERAL CONDITIONS:
Applicants must attach an up-to-date current curriculum Vitae (CV) having reliable contact, postal address, e-mail and telephone numbers.
Applicants should apply on the strength of the information given in this advertisement.
Applicants must attach their detailed relevant certified copies of all required academic certificates. e.g. Postgraduate/Degree/Advance Diploma, Computer Certificates, Professional certificates from respective boards.One recent passport size.
Testimonials, Partial transcripts and results slips will not be accepted.
Presentation of forged academic certificates and other information in the CV will necessitate to legal action
Applicants should indicate three reputable referees with their reliable contacts.
Certificates from foreign examination bodies for Ordinary or Advanced level Education should be certified by The National Examination Council of Tanzania (NECTA).
Certificates from foreign Universities should be verified by The Tanzania Commission for Universities (TCU)
Kigoma Finance Limited
P.O.Box 76599
Dar Es Salaam
TANZANIA
Applicants must attach an up-to-date current curriculum Vitae (CV) having reliable contact, postal address, e-mail and telephone numbers.
Applicants should apply on the strength of the information given in this advertisement.
Applicants must attach their detailed relevant certified copies of all required academic certificates. e.g. Postgraduate/Degree/Advance Diploma, Computer Certificates, Professional certificates from respective boards.One recent passport size.
Testimonials, Partial transcripts and results slips will not be accepted.
Presentation of forged academic certificates and other information in the CV will necessitate to legal action
Applicants should indicate three reputable referees with their reliable contacts.
Certificates from foreign examination bodies for Ordinary or Advanced level Education should be certified by The National Examination Council of Tanzania (NECTA).
Certificates from foreign Universities should be verified by The Tanzania Commission for Universities (TCU)
Kigoma Finance Limited
P.O.Box 76599
Dar Es Salaam
TANZANIA
CREDIT OFFICER POSITION
![CREDIT OFFICER POSITION]()
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