Tanzania Postal Bank Jobs , Deadline 6th June 2014

JOB TITTLE: CREDIT OFFICER GROUP LENDING (13 POSITIONS)
Tanzania Postal Bank(TPB)seek stop point dedicated, self-motivated highly organized Credit Officer Group Lending
(13positions) to join Credit Group lending team
JOBSUMMARY
The Credit Officer Group Lending will be responsible for there cruitment and training of clients in TPB’s  Group Lending Credit Policies and Procedures. He/ She will implement tthe TPB’s procedures during registration, loan application, appraisal, loan is bursementand loarecovery.Toensur good customerservice, risk control and management in the Group lending setoninlinewithTPB’sobjectivesReportingLine:Regional Supervisor/ Branch Manager
Locations:DaresSalaam, Mbeya, Songea,Mwanza,Musoma, Morogoro,Iringa,Tanga,Tabora,Dodoma,Kigoma,Mtwara and Arusha Work Schedul: AsperTPB Staff regulations Salary: Commensurate to the Job Advertised

Essential  Duties and Responsibilities:-
•    Active mobilization, sensitization, formation and recruitment of economically active members into the groups as well as promoting a saving culture and savings mobilization in the groups.
•     Participate in the recovery of written off loans in accordance with TPB’s loan recovery guidelines.
•    Ensure timely loan repayments and security deposit collections in All groups.
•    Ensure that all clients’ loan repayments are accurately posted In the loan tracking system.
•    Ensure weekly /biweekly/monthly attendance of meeting by allgroup members through training and maintenance of attendance registers.
•    Ensure accurate and timely filing of all Group Loan documentation.
•    Ensure effective monitoring of loans through regular visits to clients and manage delinquency alarm signals by following up on problem clients.
•     Generate and instill solidarity group pressure in each group as the basis of Co- guarantor ship. Tanzania Postal Bank is an established Bank by the Act No. 11of 1991 as amended by Act No. 11 of 1992. TPB is a Bank that provides competitive financial services to our customers and creates value forour stakeholders through innovative products. TPB is a Bank, whose vision is “ to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services ”. Apart of effective organizational development and management of its human capital in an effective way, TP commits itself towards attaining, retaining and developing the highly capable and qualified workforce for TPB betterment and the Nation at large.
•     Liaise with the Credit Supervisor to ensure speedy payment of claims in event of death calamities.
•     Ensure that all the loan repayment collections are deposited to TPB’ s bank account by the group officials within 12hours.
•     Ensure that all groups are constantly full through continuous mobilization and timely replacement of exited clients.
•     Cross sell other TPB’s products and services.
•    Attend any other duties as may be assigned by the Credit Supervisor Key results Area.
•    Monthly disbursement of at least 4 new Group loans.
•    Maintain at least 340 active clients on a monthly basi
•    Maintain at least TZ sh. 10 million in outstanding portfolio on a monthly basis
•    PAR( above1 day) of 2 % and below
•    Client retention rate of 95%
KEY RELATIONSHIPS
•    Internal: Senior Manager- Group lending, Credit Supervisor, Accountant, Cashier, Branch Manager
•    External: Regulators, Customers, Consultants
AUTHORITYLEVELSAs set down in TPB ’s policy and procedures for a position at a Credit Officer EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor’s degree in Economics, Commerce, Business Administration, Accounting, Finance, banking or other related discipline
Good knowledge of microfinance with significant experience in group loan lending and at least 2 years’ experience at a Loan Officer level
 Experience: Experience of at least 2 years at Group Loan Lending level Skills /Attributes: High level of integrity. Must be keen on details.
Excellent communication and report writing skills. Ability to work under pressure and minimal supervision. Personable and able to relate to people at
All levels
Apply before 6.
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JOB TITTLE: CREDITRISK OFFICER (1POSITION) Tanzania 
Reporting Line: Directly to Senior Manager Collection and Recoveries (SMCR) Locations: Head Office, Dar es Salaam Work
Schedule: As per TPB Staff
•    Regulations Salary: Commensurate to the Job Advertised
 Essential Duties and Responsibilities:-Follow up on non performing consumer loans with branches through emails and calls, all received feedback should be compiled for further follow up to employers and individual customers
•     Follow up and monitoring of loan repayment cheques to all branches by ensuring that all received cheques are posted and truck uncollected cheques from branches
•     Follow Up to all customers with repayment arrangement every month especially those who are doing self-deposit after termination or resignation.
•    Follow up on all defaulting customers on charged off portfolio and deviations. Eg. Deceased, termination, abscond through branches.
•    Ensuring That all account who qualified for charged off are charged off on time after close follow up by both       branches and credit risk team.
•    Rescheduling of all nonperforming accounts which we have  started receiving   payments from their employers
•    Identifying all first payment defaulters and sending the List to branches for further follow up.
•    Solving  the queries and complaints which have been escalated to you in a professional manner.
•    Close follow up on all ex-staff with outstanding liability with the bank
•    Ensuring target are met on amount collected especially on charged off portfolio.
•    Doing all work related activities that may be  assigned to you by your line manager
•   
KEY RELATION SHIPS
•    Internal: All TPB Staff
•    External: Regulators/ Customers/Clients Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as amended by Act No. 11 of 1992. TPB is a Bank that provides competitive financial services to our Customers and creates value for our stakeholders through innovative products. TPB is a Bank, whose vision is “ to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services ” . As part of effective organizational development and management of its human capital in an effective way, TPB commits itself towards attaining, retaining and developing the highly capable and qualified workforce for TPB betterment and the Nation at large.
AUTHOR I TY LEVELS As set down in TPB ’ s policy and procedures for a position at a  Credit Officer

EX P ER I EN CE AND KN OWLEDGEREQUI R ED
Education:Bachelor’s degree /Advanced Diploma in Economics, Commerce, Business Administration, Accounting, Finance, banking or related discipline.
Good knowledge of microfinance
At least 2 years’ experience in loan collections/recovery in the banking sector Ex perience : Experience of at least 2 years at Credit Officer Level. Skills/
Attributes: High level of integrity. Must be keen on details. Excellent communication and report writing  skills. Ability to work under pressure and minimal supervision. Personable and able to relate to people at
All levels. The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the  subject heading) via e-mail to: recruitm ent@postalbank .co.tz  Applications via other methods
Will not be considered. Applicants need to subm it only the Curriculum Vitae (CV) and the Letter of Applications indicating the Job advertised and the region of preference. Other credentials will have to be subm itted during the interview For authentic check
And other administrative measures and should not in any way be attached during application.
Please forward your applications before 5 th June 2014
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JOB TITTLE: BRANCH OPERATING OFFICER (1POSITION)
JOB SUMMARY: Banking Operating Officer will be responsible for serving  customers effectively, maintain competitive turnaround time and process transactions accurately. His/her efficiency and courtesy often reflects the Bank ’ s standard of service.

Reporting Line: Directly to Supervisor indirectly to Branch Finance Officer Locations: Geita  Mini Branch Work
Schedule: As per TPB Staff regulations
Salary: Commensurate to the Job Advertised
Essential Duties and Responsibilities:-

•    Guide prospective customers who come over the counter for enquiries.
•    Coordinate all counter activities while ensuring that quality service is provided to customers.
•    Receive Cash and Cheque deposits
•    Posting Transactions
•    Verify teller proof of cash and teller proof of cheques against actual documents by ticking and signing the printouts.
•    Scrutinize internal vouchers to ensure that they are properly drawn and authorized in line with the approval limits.
•    Handle Foreign Exchange Transactions
•    Cross sell Banks Products to Customers
•    Affixing photographs in new/continuation customer pass books
•    Correspond with Cards custodians on issues relating  to ATM cards, check reports in order to solve customer complaints.
•    Any other duties as may be assigned by Supervisor/BFO fromtime to time.
•    Comply with the Policies and standards, Local laws and Regulations, Controls and Procedures of the Bank.
•    Report Suspicious Transactions
•    Ensure you comply with Money Laundering Prevention as per Bank  Policy,

Know your Customer (KYC) /Customer Due Diligence (CDD)
•    Issue new passbooks and ID cards to new customers.
•    Scrutinizing and short casting customers passbooks before making payment on customer’s accounts Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as amended by Act No. 11 of 1992. TPB is a Bank that provides competitive financial services to our customers and creates value for our stakeholders through innovative products. TPB is a Bank, whose vision is “ to be

The leading bank in Tanzania in the provision of affordable, accessible and convenient
Financial services”. As part of effective organizational development and management of its human capital in an effective way, TPB commits itself towards attaining, retaining and developing the highly capable and qualified workforce for TPB betterment and
The Nation at large. Computing and charging commissions, interest and all other bank charges on customers.
•    Fill delivery notes/registers for items moved from one office to another by post of dispatch.
•    Balancing teller’s cash at the closure of business daily.
•    Check and sign back-office entries raised by the respective clerks/tellers
•    Prepare Bank reconciliation statement timely and accurately.
•    Reconcile and clear all suspended transactions
•    Filing/bundling records for safe keeping in the record  rooms.
KEY RESULTS AREA:
•Customer Satisfaction
•Individual Productivity and Turnaround time
•Minimum Cash Differences
• Accuracy of Transactions Postings
KEY RELATIONSHIPS
Internal All TPB Staff
External: Regulators/ Customers/Clients
EXPERIENCE AND KNOWLEDGE REQUIRED EDUCATION: Bachelor degree/Advance diploma in Banking, Economics, commerce, Business Administration, Finance or Accounting from any recognized University or Institute
EXPERIENCE:
•At least 1-3 year of relevant Banking experience
• Working knowledge of Equinox Functionality
S KILLS/ATTRIBUTES :
•Strong leadership & people management skills
•Prioritize Tasks
•Team player This position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume(indicating the position title in the subject heading) via e-mail
to:recruitment@postalbank.co.tz.
Application via othermethods will not be considered.
Applicants need to submit only the Curriculum Vitae (CV) and the Letter of
Applications indicating the Job advertised and the region of preference.
Other credentials will have to be submitted during the interview for authentic check and
Other administrative measures and should not in any way be attached during application. Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.
Tanzania Postal Bank has a  strong commitment to environmental, health and safety management. If you are not contacted b Tanzania Postal Bank , you should consider your application as unsuccessful. Late applications will not be considered. Short listed candidates may be subjected to any of
The following a security clearance; a competency assessment; physical capability assessment and reference checking. P lease forward your applications before 6th June2014.