Credit Officers -Small Enterprises Program

Job Responsibilities:
 Surveying potential borrowers
 Evaluates loan applications, stock valuations and business analysis by confirming credit
worthiness
 Visiting borrowers hoe places, businesses and collaterals pledged to assess worthiness
and also improves loan applications and documentation by informing applicant of
additional requirements needed
 Processing loan application and ensuring timely disbursement of loan
 Loan realization follow up to borrowers through mobile Money (M-PESA) and through
banks
 Overdue follow up
 Completing loan contracts and explaining provisions to applicants; obtaining signatures
and notarizations; collecting fees etc
 Providing financial education to clients and train how to pay installment through M-PESA
 Maintaining customer confidentiality by keeping loan information confidential
 Target plan on admitting new borrowers, disbursement amount, reducing dropouts etc

Required qualification:
 A Bachelor/Diploma in finance or Accounting or Business administration or other related
studies with at least 1 to 2 years “working knowledge” and experience
 Experience in managing a team and collaborate and coordinate between different teams
to achieve objectives.
 Computer skills are necessary.
 Willingness to work in different parts of Zanzibar

Job Location
Zanzibar

How to apply
Applications for the position must include a cover letter illustrating your suitability for the
position against the listed requirements, detailed curriculum vitae showing contact
address, email, and day-time mobile phone number(s) along with three (3) referees. If
you feel you are the right match for above mentioned position, please apply to HRD,
BRAC Zanzibar, through hand delivery to our offices in Mbweni Ruins BRAC
Regional Office, Darajabovu Area Office or through email to
recruitment.tanzania@brac.net on or before 31th August 2016 only short listed
candidates will be contacted. "Phone inquiries are not allowed"
"Women are encouraged to apply, BRAC Zanzibar is equal employer"