Senior Credit Risk Officer , Tanzania Agricultural Development Bank Limited (TADBS)

Tanzania Agricultural Development Bank Limited (TADS) is a Government Institution established under the Companies Act,2002 and licensed under the provisions of the Banking and Financial Institutions Act No 5 of 2006 and the Banking and Financial Institutions (Development Finance) Regulations, 2012. The bank has the following key objectives:
To catalyze credit delivery to the agricultural sector and thereby accelerate agricultural growth;
To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain;
To be an important player in the implementation of the Government's development vision, policies and programmes, including but not limited to the Tanzania Development Vision 2015, Agricultural Sector Development Programme, Kilimo Kwanza Initiative, Second-Generation Financial Sector
Reforms as well as in the furtherance of the National Strategy for Growth and Reduction of Poverty for Mainland Tanzania {MKUKUTA), and Zanzibar
Strategy for Growth and Reduction of Poverty (MKUZA);
To build on existing agro-financing activities through provision of short, medium and long-term facilities to the following: smallholder farmers' groups, savings and credit cooperative societies (SACCOS), community banks, commercial banks and microfinance institutions (MFls) that are active in lending to the agricultural sector;
To coordinate and monitor agriculture and rural lending activities with a view to maximizing the impact of agricultural growth by working closely with the Ministries and institutions responsible for Agriculture, Regional
Administration as well as the numerous players active in this sector;
To assist the Government in implementing its policies on enhancing financial inclusion and economic empowerment in the rural areas.

EXISTING VACANCIES
The TADS is hereby inviting applications from suitably qualified candidates to fill the following vacancies:

Senior Credit Risk Officer - 1 Vacancy

Nature and Scope:

The successful candidate will report to the Head of Risk and Compliance.
He/ She will be responsible for reviewing credit processes in the bank and reporting/recommending best ways to manage related risks.
He/ She will also assist the Head of Risk and Compliance to prepare and review risk management reports and ensure the limit excesses, exceptions and non-compliances are promptly addressed.

Key Responsibilities:
Initiate and conduct review of all customer credit applications;
Prepare reports on the bank's limits and concentrations exposure;
Initiate/prepare reports on the effectiveness of the monitoring of credit facilities and program limits to ensure that they are observed and excesses are promptly addressed;
Initiate/prepare reports, and checks for adequacy and appropriateness of the information used in the evaluation of the customer Credit applications;
Prepare early warning and other credit reports;
Participate in the review of the Management Information System to determine possible related risks;
Participate in the development of an appropriate pricing methodology for all the bank's credit products;
Develop mechanisms to ensure that the bank's credit risk decisions are based on transparent, accurate and rigorous analytics;
Carry out any other related duties as may be assigned to him/her by the supervisor from time to time.

Qualifications, Knowledge and Experience:
Master's degree in Economics, Finance, Accounting, Banking, Business
Administration or related discipline.
At least three (3) years banking experience in credit risk management;
Ability to evaluate credit application proposals and compare projects constructively.
Ability to analyze and interpret financial statements and data.
Strong analytical and report writing skills.
Highly developed computer skills.

APPLICATION INSTRUCTIONS:

Remuneration
Tanzania Agricultural Development Bank Limited is an equal opportunity employer. The bank offers an attractive remuneration package, career development
opportunities and excellent working environment.

Qualified candidates should apply in writing to or lodge their applications at the address shown below, enclosing:
1. Application letter showing how they meet the requirements of the positions;
2. An up-to-date Curriculum vitae;
3. Contacts stating name in full, physical address, telephone numbers and e-mail address of the candidates;
4. Certified copies of relevant certificates
5. Names and full contacts of three (#) work-related referees

Closing date: Applications should reach the undersigned not later than 4.00pm on Thursday, 24 March 2016

Managing Director,
Tanzania Agricultural Development Bank,
3rd Floor Acacia Estates Building,Plot 84 Kinondoni Road,
P.O. Box 63372,
DAR ES SALAAM.
Email:info@tadb-kilimo.co.tz