Credit Analyst , Standard Chartered Bank - Tanzania

Job Description

Part of the sales force, to support the Head of Sales & Relationship Manager in the management of assigned portfolio.

Key Roles & Responsibilities

1. To attain the portfolios sales targets, service standards and overall management of customer relationship.

2. Prepare Business Credit Applications in line with OCC procedures / policies

3. Management of Daily Excesses in line with Departmental Operating Instructions for OCC.

4. Ongoing monitoring of credit facilities specifically through Quarterly Performance Reviews, ASTAR and Early Alert.

5. Liaising with customers to manage the movement of security documentation between customers and the Bank.

6. Manage the Security documentation diary (DDN) thereby ensuring smooth utilization of facilities by customers.

7. In line with Facility application procedures prepare & monitor adhoc excess requests and document deferrals as and when required.

8. As part of Relationship Management Conduct Customer Due Diligence procedures as per DOIs. (periodic reviews and on new account opening)

9. Remain Alert to the risk of Money laundering and assist in the Bank’s effort in combating it by adhering to the key principles in relation to: ”identifying your customer, knowing your customer, transaction monitoring, reporting suspicions, safeguarding records and not disclosing suspicions to customers”

10. Prepare returns, industry analysis of assigned portfolio from time to time as required.

11. Maintenance of credit files to auditable standards.

12. Any other tasks that may be assigned by the Head of Sales, Head of Sales & Credit Services, Head of OCC, SCO Tanzania in the normal course of business.

Qualifications & Skills

University Degree or Professional Qualification in a relevant discipline
Strong analytical & communication skills.
Good knowledge of the Bank’s products & processes.
Thorough understanding of the Bank’s credit Policies.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

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Company Description

Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank's growth in recent years.

With 1,700 offices in 70 markets, Standard Chartered offers exciting and challenging international career opportunities for around 85,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank's heritage and values are expressed in its brand promise, Here for good.