Consolidated Bank of Kenya Jobs Feb 2013

Consolidated Bank is Kenya’s SME bank of choice that provides flexible financial solutions that support our customers achieve success. 

The Bank is well positioned, with presence in majority of the country’s business hubs to continually offer pleasant and convenient services. 

We seek to recruit qualified, experienced, competent and highly motivated individuals for the following vacancies.
 

Relationship Managers, Trade Finance
 

Reporting to the Head of Corporate Banking, the successful candidate will be responsible for effectively and profitably managing the trade finance portfolio so as to achieve sustained business growth and meet revenue targets.

Key responsibilities

• Achieve performance targets in trade finance and international banking services.
• Formulate, resource, deliver and review sales strategies in trade finance and international business.
• Develop customized international trade finance solutions to enhance profitability.
• Provide solutions that meet customers’ needs while adhering to the regulatory framework and the Bank’s policies
• Recommend and propose improvements in trade finance and international business products in order to remain competitive in the market.
• Ensure maximum utilization of trade finance facilities provided to clients and originate new trade finance deals/repeat business from existing clientele.

Qualifications and competencies
 

The candidate must possess the following qualifications and competencies

• A degree in Economics, Commerce, Business Management or other related subject.
• Professional Banking qualifications such as AKIB, ACIB will be an added advantage.
• Must have a minimum of five years’ working experience in Trade Finance and international business with solid knowledge of trade finance products, import/export finance, commodity finance.
• Have credit risk management skills.
• Must be self-driven with excellent communication and selling skills.
• Strong networking and relationship building capacity.
• Good leadership and management skills.

Corporate Relationship Officers
 

Reporting to the Head of Corporate Banking, the job holder will be responsible for offering support to the Relationship Managers and the Head of Corporate Banking in the areas of credit appraisal, credit administration and continuity of service in the absence of the Relationship Managers, with the key objective of driving overall business of the allocated corporate Accounts to achieve set business targets.
 

Key responsibilities and accountabilities

• Carrying out credit appraisal, risk analysis, vetting of proposals from customers and making specific recommendations
• Marketing for enhanced business for the Bank
• Monitoring and control of assigned portfolio
• Carrying out credit administration duties regarding accounts within portfolio and providing continuity in relationship management
• Liaising with third party service providers to ensure close follow up efficiency in service provision.
• Prevention of income leakage and ensuring collection of revenue

Minimum Qualifications and Experience

• A degree in Economics, Commerce, Business Management or other related subject. Professional banking qualifications will be added advantage.
• Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
• Strong communication and team building skills with ability to work with diverse teams.
• Be creative, self driven and with strong commercial orientation.
• Must have a minimum of 4 years banking experience.

Bancassurance Officer
 

Reporting to the Head of Corporate Banking, the successful candidate will be responsible for overseeing the Bank’s Bancassurance function as an innovation so as to maximise the bank’s revenue generation as well as business development.

Key responsibilities and accountabilities

• Offer leadership in the development, maintenance and review of bancassurance products.
• Monitor the growth and performance of the bancassurance function.
• Develop measures to achieve bancassurance and other related business targets.
• Maintain good working relationships with service providers
• Undertake training on bancassurance operations and products across the bank.
• Motivate and mentor bank staff in respect to bancassurance products and related business.
• Keep abreast of new developments in customer preference and advise management on relevant
• changes

Minimum Qualifications and Experience

• A degree in Commerce, Statistics, Insurance, Actuarial Science or Marketing. Professional Insurance qualifications will be added advantage.
• At least 3 years work experience in the insurance industry
• Good Analytical Skills
• Possess high energy level, sense of urgency, decisiveness, strong work ethics as well as ability to multitask, work well under pressure and prioritise work in order to meet critical deadlines.
• Excellent oral and written communication skills.
• Ability to robustly contribute to the bank’s business development strategy.

Credit Analysts
 

Reporting to the Credit Manager, the job holder will be responsible for undertaking credit appraisals in order to ensure a profitable line of business and a quality loan book.
 

Key responsibilities and accountabilities

• Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the Bank and by the regulators.
• Appraise and make recommendations on credit proposals.
• Ensure compliance with the Bank’s Credit Policy, procedures and Service Level Agreements.
• Continuously monitor and proactively manage risk/exposure for assigned portfolio.
• Ensure all post approval activities, including conditions precedent to disbursement are complied with.
• Prepare management reports and statutory returns.
• Participate in credit product reviews and development.
• Manage customer and stakeholder relations in accordance with agreed Service Level Agreements.

Minimum Qualifications and Experience

• A degree in Commerce, Statistics, Business Management or Marketing. Professional banking qualifications will be added advantage.
• At least 4 years working experience in credit analysis and administration.
• Excellent skills in analysis of Credit and Financial statements.
• Good report writing and presentation skills.
• Excellent communication, interpersonal, organizational, and negotiation skills.
• Ability to work independently, consult and clarify where necessary and make informed and firm decisions.

Business Development Officers
 

Reporting to the Branch Manager, the job holder will be responsible for driving and delivering excellent business performance through aggressive marketing of Bank’s products ensuring optimum productivity, high quality/yielding loan book, operational efficiency and outstanding relationship management.
 

Key responsibilities and accountabilities

• Aggressively market for new liability accounts in line with the given targets.
• Spearhead the lending function of the branch by ensuring growth of high quality loan book as per targets.
• Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
• Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
• In liaison with Credit Administration, ensure compliance with all post approval conditions and the bank’s policy.
• Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
• Ensures regulatory compliance and implementation of effective anti-money laundering procedures and controls.
• Keep abreast of new developments in customer preference and advise management on relevant changes.
• Manage customer relations under personal portfolio and ensure lasting relations are established with all clients
• Prevention of income leakage and ensuring collection of revenue

Minimum Qualifications and Experience

• A degree in Commerce, Statistics, Business Management or Marketing. Professional banking qualifications will be added advantage.
• Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
• Have strong communication and team building skills with ability to work with diverse teams.
• Good understanding of prudential guidelines on KYC.
• Creativity, initiative and be self driven with a strong commercial orientation.
• Must have a minimum of 2 years banking experience.

Interested and suitably qualified individuals should forward their applications, enclosing copies of their academic and professional certificates, detailed CV indicating work experience, daytime contacts and addresses of 3 professionally relevant referees to reach the undersigned by Friday, 8th March 2013.
 

Applications should be addressed to:
 

The Head of Human Resources
Consolidated Bank of Kenya Ltd
P.O. Box 51133 - 00200
 

Or email: hr@consolidated-bank.com
 

Website: www.consolidated-bank.com
 

Consolidated Bank is an equal opportunity employer.
 

Only successful candidates will be contacted.